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Credit : Business & Finance

Drowning in Debt, don't give up!

Drowning in Debt, don't give up! If you are drowning in debt and just don't see a way out, welcome to the club. Many Americans are in that boat and feel that they are going ...

How Do Unauthorized Companies Get Your Debit Card Information?

A debit card is a direct line to a consumer's checking account. Debit cards are very popular due to their ease of use and portability, virtually eliminating cash and check purchases. However, losing a debit card or having it fall into unscrupulous hands can be costly.

UK Credit Agreements Explained

The UK Consumer Credit Act 1974 is an important and complicated piece of legislation. This short article explains the difference between the different type of agreements covered by the act and, importantly, the exclusions.

Credit Repair For Newbies

Are you too big to fail? Do you believe you'll never need to repair your credit? Think again! Think again to find out the reality behind credit repair.

Common Mistakes People Make With Credit Cards

Credit card issuers like it when you know as little as possible about credit cards. Often, they only disclose what is legally required, and even then, they go to some lengths to ensure that you don't read anything that will make you think twice.So how can you avoid falling into the trap of bad

Check Your Credit Before Shopping For That Home Loan

Too many consumers get frustrated when a ding on their credit score delays the process of closing on a mortgage or completing a home equity loan. Before you start shopping for financing, understand these four important tips.

Credit Report Errors - How to Fix Errors in Your Credit Record

So what should someone do if they find out there are errors in their credit profile? Will the errors be easy to fix? How quickly can these errors be corrected? What impact can these errors have on a person? These are some of the more commonly asked questions regarding this topic and will be answered

Credit Counseling: An Overview

You might find it difficult to manage your debt with a stringent budget plan. You generally use a large portion of your income for paying off your debt, so at the middle of the month ...

3 Credit Reports and Scores - View Your 3 FREE Credit Scores Online Instantly

People all over the world are struggling to get by and pay there bills today. It is true that there are always many people that live paycheck to paycheck, but most of these people have not gotten a proper education or something of that nature. Now, even educated people are getting let go and people

Get Your Federal Credit Report - Beware of Impostor Websites

Internet Scammers that may have a big effect on your Credit Rating, here is a list of exactly what to be aware of:Your are entitled to get your free Federal Credit Report but there are a few things you need to be aware of when looking for your reports,

Critical Things You Must Know About Your Credit Report

Your credit report and the resulting credit score it calculates are critical to many areas of your life, not only involving financial transactions.Here are some tips about things to look for so that you can keep your credit report as healthy as possible at all times.

What Do Credit Scores Tell Lenders About Us That We Don't Know?

You may find it a bit unsettling to learn that FICO, the company that calculates credit scores, makes considerable income from products that streamline the collection of debts. Nevertheless, it appears that FICO makes a big profit through the use of the information in credit scores that it sells for

Is Credit Repair A Rip Off

When one gets stuck in bead credit problem, there is just one solution that everyone opts for. Hire a credit repair agency and get your problem solved by them. However, your this hasty decision of ...

How to Accept Credit Cards

If you are planning on running a business, either online or off, you need to be able to accept credit cards. Statistics have shown that accepting credit cards can increase your revenue by more than 40 percent. Here is a quick guide on the proper procedures for accepting this form of payment.

Unknown Facts About Credit #5 - Easy Ways to Hurt Your Score

The knowledge you have about credit is valuable. You need to make sure however, you know what the easiest ways are to hurt it so that you can try and avoid doing that. You may have seen the commercial on television trying to convince you to check your score regularly to be able to notice things like

What is a 'Bad Credit Card' Card?

"Bad credit card" card is used to refer to credit cards that can be obtained even with a bad credit rating. The bad credit card cards provide opportunity to people (with bad credit rating) to ...

Benefits of a Prepaid Credit Card Or Bad Credit Card

If your credit record is so bad that are refused regular credit facilities and credit cards, a prepaid credit card or bad credit card could be the answer to your inability to purchase anything on credit. Without a card you are unable to make online or telephone hotel bookings, theater booking, book

How to Obtain a Secured Credit Card

Are you needing to repair or build your credit? If so, obtaining a secured credit may be the ticket for you. There are plenty of secured credit card offers to choose from including a bank secured credit card and visa secured credit cards.